Everything you need to know about EBT card deposits

SNAP benefits are charged to your EBT card on a monthly basis, although the details may vary depending on the state and program in which you are enrolled. Deposits are generally made on a specific date determined by the state, which may be based on the last digit of your Social Security number or an established scheduling system. It is important to note that these benefits are usually available on your EBT card between midnight and 8 a.m. on the day of deposit, although the exact time may differ depending on the region.

What day will I receive my benefits?

The date you can receive your SNAP benefits depends on your state of residence. Each state administers the program independently, which means the dates and methods of payment distribution vary. Some states use a schedule based on each recipient’s unique case number, such as Florida, while others are based on the recipient’s Social Security number (SSN) or the first letter of the recipient’s last name.

Benefit distribution methods

  1. Case Number-Based Schedule

In states like Florida, SNAP benefits are distributed according to a unique case number assigned to each beneficiary. This method organizes deposit dates based on a specific range of case numbers, allowing beneficiaries to know when they will receive their monthly benefits.

Case NumberDeposit Date
00-03October 1
04-06October 2
07-10October 3
11-13October 4
14-17October 5
18-20October 6
21-24October 7
25-27October 8
28-31October 9
32-34October 10
35-38October 11
39-41October 12
42-45October 13
46-48October 14
49-53October 15
54-57October 16
58-60October 17
61-64October 18
65-67October 19
68-71October 20
72-74October 21
75-78October 22
79-81October 23
82-85October 24
86-88October 25
89-92October 26
93-95October 27
96-99October 28
  1. Social Security Number (SSN)-Based Schedule

In other states, such as Ohio, deposits are determined by the last digit of the beneficiary’s SSN. This method simplifies the process by assigning a specific deposit date for each digit, allowing beneficiaries to know in advance when they will receive their benefits.

Last Digit of SSNDay of the Month
01st
12nd
24th
35th
47th
58th
610th
711th
813th
914th
  1. Schedule Based on First Letter of Last Name

In states such as Indiana, SNAP benefits are distributed based on the first letter of the beneficiary’s last name. This method allows for a more equitable distribution, as it organizes beneficiaries into groups based on their last names.

First Letter of Last NameDeposit Date
A/B5th
C/D7th
E/F/G9th
H/I11th
J/K/L13th
M/N15th
O/P/Q/R17th
S19th
T/U/V21st
W/X/Y/Z23rd

How to verify the date of your deposit

To verify the date on which you will receive your deposit, it is advisable to consult the official SNAP website for your state of residence. There you will find updated information on deposit schedules and any relevant details about the program. This will allow you to be aware of when you can expect to receive your benefits each month.

  1. Search for the SNAP program in your state.
  2. Select the tab that references EBT, there you will find more information.
  3. The exact date the deposit was made also appears on your statement.

Warning: Benefit delivery dates may vary by state and month, so it is crucial to be informed through the official source.

Benefits per family member

The SNAP program, through the EBT card, provides financial benefits that vary by household size. The total amount of benefits a household receives each month is called an “allotment.” This allowance is determined by the number of people living, shopping and eating together in the same household.

Allocation Calculation

The monthly SNAP allowance is calculated considering that households are expected to spend about 30% of their own resources on food. To calculate the allowance, the household’s net monthly income is multiplied by 0.3 and the result is subtracted from the maximum monthly allowance for the household size.

Maximum Monthly Allowances by Household Size 

Persons in the HouseholdMaximum Monthly Allowance
1$292
2$536
3$768
4$975
5$1,158
6$1,390
7$1,536
8$1,756
Each Additional Person+$220

The U.S. Department of Agriculture (USDA) adjusts maximum SNAP allotments, deductions and income eligibility rules at the beginning of each federal fiscal year, which begins October 1. These adjustments are based on changes in the cost of living (COLA), which is the amount of money needed to maintain a basic standard of living.

Changes in maximum allowances

Beginning October 1, 2024, changes to the maximum allowances will be implemented in the 48 contiguous states, as well as Hawaii, Alaska, the District of Columbia (DC), Guam, and the U.S. Virgin Islands. These changes resulted in an increase in maximum allowances. For example, a family of four will see its maximum SNAP benefit increase to $975 per month in all 48 states and DC, while the minimum amount will be set at a flat $23 in additional assistance.
In addition, allotments will increase to $1,953 in Alaska, $1,437 in Guam and $1,254 in the Virgin Islands. However, in Hawaii, benefits will be reduced to $1,723, although this is still considered a competitive figure compared to other states.

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